About Bernard

About Us – Bernard Capital GmbH

Welcome to Bernard Capital GmbH, a leading German banking institution committed to delivering secure, innovative, and client-focused financial services. Established in 1987 by Bernard Schneider, the bank was founded with a clear vision — to build a trusted financial institution grounded in discipline, transparency, and long-term economic growth. From its origins as a traditional banking and advisory firm in Germany, Bernard Capital GmbH has grown into a full-service international bank serving individuals, businesses, and corporate clients across global markets.

Over the past decades, the bank has achieved strong and consistent growth, building a solid financial foundation and expanding its service offerings to meet modern banking demands. Today, Bernard Capital GmbH manages over €18 billion in total assets, with a diversified portfolio that includes retail banking, corporate lending, treasury operations, and investment services. The bank has issued over €9.5 billion in loans across personal, mortgage, auto, and business financing sectors, actively supporting economic development and long-term client growth.

Our financial strength is supported by steady revenue performance and disciplined financial management. Bernard Capital GmbH generates annual revenues exceeding €2.4 billion, supported by strong capital reserves, liquidity buffers, and a balanced risk framework. Through structured funding programs, institutional partnerships, and capital market activities, the bank has successfully raised over €6 billion in capital funding, ensuring its ability to finance large-scale projects, support enterprises, and maintain operational resilience in changing economic conditions.

Our Banking Strength

• €18B+ in total managed assets
• €9.5B+ in loans issued (mortgages, personal, auto & business loans)
• €2.4B+ annual revenue
• €6B+ raised in capital funding and institutional financing
• Strong liquidity and capital adequacy position
• Thousands of individual and corporate clients globally
• Advanced digital banking and payment infrastructure
• Secure transactions with multi-layer cybersecurity systems
• Strict regulatory compliance and risk management framework

Our mission is to provide accessible, secure, and transparent banking services that empower individuals and businesses to achieve financial success. We combine the reliability of traditional German banking with modern financial technology, offering a full suite of services including mobile banking, savings and current accounts, credit cards, mortgages, auto loans, corporate financing, investment planning, and wealth management solutions.

We are committed to innovation and continuously invest in advanced banking technologies to improve user experience, security, and efficiency. Our digital ecosystem includes real-time transaction monitoring, secure authentication systems, and intelligent financial tools that allow clients to manage their finances with ease and confidence, anytime and anywhere.

Leadership Team

Executive Leadership
Dr. Alexander Reinhardt – Chief Executive Officer (CEO)
Maria Keller – Chief Operating Officer (COO)
Thomas Berger – Chief Financial Officer (CFO)
Elena Hoffmann – Chief Investment Officer (CIO)
Daniel Krüger – Chief Risk Officer (CRO)
Sophie Wagner – Chief Compliance Officer (CCO)
Lukas Schneider – Chief Technology Officer (CTO)

Senior Management
Isabella Fischer – Director of Wealth Management
Jonas Weber – Head of Corporate Finance
Maximilian Braun – Head of Investment Strategy
Hannah Vogel – Director of Retail Banking
Leon Hartmann – Head of Credit & Lending
Clara Neumann – Head of Customer Experience
Felix König – Director of Business Development

Our History

1987
Founded in Germany by Bernard Schneider as a traditional banking and financial advisory institution

1990 – 2000
Expansion into retail and corporate banking, introduction of structured lending and deposit services

2001 – 2010
Growth in asset management and corporate finance, strengthening compliance, governance, and risk systems

2011 – 2020
Launch of digital banking platforms and international service expansion, increasing global client reach

2021 – Present
Advanced financial technology integration, enhanced cybersecurity infrastructure, and continued growth in global banking operations

Beyond financial services, Bernard Capital GmbH is committed to maintaining the highest standards of integrity, transparency, and responsible banking. We operate under strict regulatory frameworks and continuously enhance our internal systems to ensure the safety, privacy, and trust of our clients.

Today, Bernard Capital GmbH stands as a symbol of financial strength, stability, and innovation. With decades of proven experience and a forward-looking vision, we remain dedicated to delivering high-quality banking solutions that adapt to the evolving needs of our clients and the global financial landscape.

At Bernard Capital GmbH, we are more than a bank — we are a trusted financial partner committed to helping you manage, grow, and secure your financial future with confidence.